Gas is one of the most consistent expenses for drivers, which makes it a prime opportunity for stacking rewards. By combining fuel rewards programs with cashback credit cards and digital gift cards, you can maximize every dollar spent at the pump. With the right strategy, you can lower your fuel bill while earning points, cashback, and discounts all at once.
Start with Fuel Rewards Programs
Gas stations like ExxonMobil and BP offer loyalty programs that provide points or per-gallon discounts on every purchase. Joining these programs is free and ensures that each fill-up contributes to future savings.
Add a Rewards Credit Card
Many credit cards offer 2–5% cashback on fuel purchases. Cards like the Citi Custom Cash℠ Card, Chase Freedom Flex℠, or the Bank of America® Customized Cash Rewards Card allow you to earn extra points or cashback on gas. By paying with the right credit card, you stack card rewards on top of fuel loyalty points.
Boost Savings with Gift Cards
Buying digital gift cards before filling up takes this strategy a step further. With Fluz, you can purchase fuel gift cards instantly and earn cashback on the exact amount you plan to spend. For example, when you earn cashback with an ExxonMobil gift card or get rewards with a BP gift card, you unlock savings that go beyond what your credit card or loyalty program can offer.
Stacking in Action
Here’s how the combination works:
- Buy a digital gift card for your fuel purchase through Fluz and earn cashback immediately.
- Use your rewards credit card to pay for the gift card, earning additional points or cashback.
- Apply your gas station loyalty program at checkout to get discounts or reward points.
By layering all three, you’re effectively earning from three different sources on a single transaction.
The Bottom Line
Fuel costs may feel unavoidable, but the right strategy ensures you never pay full price. By combining fuel rewards programs, credit card cashback, and the ability to earn cashback with an ExxonMobil gift card or earn cashback with a BP gift card, you’re stacking savings in a way that benefits you every time you fill up.
